CBHI
health insurance
Affordable Health Protection, Empowered by Blockchain
Join community-based health insurance schemes built on the Polygon Blockchain. Pool resources, share risks, and enjoy peace of mind knowing you’re covered.
What is Community-Based Health Insurance?
For the community, by the community.
Community-Based Health Insurance (CBHI) is a simple, affordable way for people to pool resources and share the risks of medical expenses. Powered by blockchain technology, CBHI ensures transparency, fairness, and accountability. With smart contracts, every contribution and claim is securely tracked.
Affordable
Transparent
Inclusive
How Does Procode CBHI Work?
You can join, contribute and benefit from any scheme that meets your health needs or situation
Choose a Scheme
Select a health insurance scheme that fits your needs and join.
Contribute USD Tokens
Use USDT or USDC to pay your premiums or contributions.
Make Claims
Verified healthcare providers file claims directly through us for you.
Redistributions
Unused funds are redistributed proportionally at the policy’s end.
Frequently Asked Questions
What is a Community-Based Health Insurance (CBHI) scheme?
CBHI schemes are health insurance models where members of a community pool their resources to share the costs of medical expenses. On Procode, these schemes are powered by blockchain smart contracts, ensuring transparency and security for all contributions and claims.
How can I join a CBHI scheme on Procode?
Joining is simple! Create an account on the Procode platform, purchase USD tokens (like USDT or USDC) using our Fiat Bridge, browse available CBHI schemes, and contribute your tokens to the pool. You’re instantly a member of the selected scheme.
How are claims handled, and who can make them?
Claims can only be made by verified healthcare practitioners or medical service providers on behalf of scheme members. This ensures that all claims are legitimate and prevents fraud.
What happens to unused funds in a CBHI scheme?
Any money left in the scheme after its expiry is redistributed among the members. The redistribution is proportional, based on how much each member has contributed versus the claims made during the policy period.